Sacramento City College
2011-2012 Student Loan Information

Apply for a Loan
How to get started with the 2011-2012 SCC loan process and application criteria

Borrower's Rights and Responsibilities
The responsibilities and rights that you have as a borrower that you agree to when you sign your Master Promissory Note (MPN)

Loan Qualifications
What criteria students must meet to qualify for a student loan

Loan Types
Description of loan types available with SCC

Loan Limits
How much a student can borrow while attending SCC

Fees and Interest
How much does it cost to get a loan and what is the interest rate

Loan Award Notification
How will you know your loan has been certified and how will you receive your loan funds

How will my Loans be Disbursed
How will your loans be disbursed during a one semester of attendance and during Fall/Spring attendance

Repayment and Grace Period
When do you begin repaying your loans and repayment options

Missed a Payment - DON'T DEFAULT
Use deferments and forbearances when you can't make a payment to stay out of loan default

NSLDS
View the Department of Education's website on your financial aid history for grants and loans

Ombudsman
Resolve disputes from a neutral, independent viewpoint