FAQ

How do I apply for financial aid?

Fill out and submit a FAFSA form. For Cal Grants, you must also check with the Admissions and Records Office to ensure all units are posted so that an accurate Grade Point Average (GPA) entry is included in our electronic verification file sent on March 2nd and September 2nd.
For more detailed information click here.

How do I apply for loans?

Federal student loans are available to all students who have need. To apply you must first complete the FAFSA. You must also complete an introductory mandatory Loan Entrance Counseling Session. After you complete the Entrance Counseling session, you may apply via My City Aid. For more detailed information click here.

How do I complete the financial aid application (FAFSA)?

Before you begin:

  • If you don’t already have a US Department of Education PIN (Personal Identification Number), apply for one now at www.pin.ed.gov. If you’re a dependent student, your parents should also apply for a PIN now so that they can electronically sign your FAFSA.

Filling out a FAFSA

  • When you’re ready to begin, select “Filling Out a FAFSA” and follow the on-screen instructions. You can use your PIN to sign electronically before you start.
  • If you have questins or need help in completing the FAFSA, free help is available when you click the “Live Help” link on any FAFSA screen to send and receive real-time answers to questions by email or call 1-800-4-FED-AID.

When you’re completing the application:

  • Sign the FAFSA using your PIN; or
  • Print, sign and mail in a paper signature page; and If you are a dependent student, have your parent sign with a PIN or on the signature page.
  • Submit your application using the “Submit My FAFSA Now” button.
  • You will see a confirmation page with a confirmation number and your estimated Expected Family Contribution (EFC). Your school will use the EFC to calculate the type and amount of student aid you’re eligible to receive. Be sure to print the confirmation page for your records.

FAFSA follow-up

  • You’ll receive an email with a link to your online Student Aid Report (SAR) within 5 days if you entered your email on your FAFSA application. Otherwise you’ll receive a paper SAR in the mail in about 2 weeks. Contact www.fafsa.gov and select “Check the Status of a Submitted FAFSA” if you did not receive a SAR within that timeframe.
  • VERY IMPORTANT: Check your SAR carefully to make sure your responses are correct. If you applied early and estimated your income and taxed, go back and compare your SAR answers with your W-2 forms and IRS tax returns. Correct any answers that are wrong.
  • You can check, correct and print your processed information at any time on the FAFSA Website, using your PIN.

Are there any videos available to help me apply for financial aid?

Use Sacramento City College’s Financial Aid TV Video Service:

Do I have to reapply for financial aid every year?

Yes, you must apply for financial aid every year. Your financial aid is based on your family’s annual income.  If your financial circumstances change, you may get more or less aid. After your first year you will receive a “Renewal Application” which is a pre-populated FAFSA using information from the prior year. Things that affect your eligibility for financial aid are members in your family and the number of family members in college. Renewal of your financial aid package also depends on your satisfactory academic progress toward an approved program or educational goals.  Your satisfactory academic progress is based on the percentage of course completion, number of units earned, and a minimum 2.0 GPA.

Can I receive financial aid from more than one school?

You can receive financial aid if you are attending more than one college in the Los Rios Community College District. In order to receive credit for courses taken outside of your home campus, you need to file a Consortium Agreement with the Financial Aid Office. The Financial Aid Office does not apply college courses taken outside of the Los Rios Community College District to your current financial aid award status.

Download the 2013-2014 Consortium Agreement Form

What are the eligibility requirements?

To receive Federal and most State financial aid, an applicant must:

  • Be a U.S. Citizen or an eligible non-citizen (permanent resident, resident alien, refugee, asylee); NOTE: State of California programs may have a less restrictive residency requirement for non-U.S. citizens
  • Be enrolled at Sacramento City College
  • Be officially enrolled in a degree, certificate, or eligible transfer program in a declared major at Sacramento city college
  • Be making satisfactory academic progress according to financial aid policy
  • Have financial need as demonstrated through application on the Free Application for Federal Student Aid (FAFSA)
  • Not be in default on a Federal student loan or owe a repayment on a Federal student grant
  • Have a high school diploma, a GED (General Equivalency Diploma), their equivalent, or demonstrate an ability to benefit from a college education by passing the required Department of Education approved ‘Ability to Benefit’ test offered by the Assessment and Tutorial Center
  • Be registered with the Selective Service (unless not required to register). Supply an accurate Social Security Number and name.
  • Provide all documentation requested by the financial aid office.

How are financial aid payments made?

Financial aid payments are made either by direct deposit to your personal checking or savings account, direct deposit on to your Higher One Debit Card, or by check. The fastest method of receiving financial aid funds is through the Higher One Debit Card. For more information on the disbursement options go to: https://lrccdonecard.higheroneaccount.com

 

How many units do I have to enroll in to get financial aid?

You do not have to be a full-time student to receive financial aid. The amount of financial aid you receive is based on the following formula:
  • 12 or more units – You will receive 100% of your financial aid award
  • 9 to 11.5 units – You will receive 75% of your financial aid award
  • 6 to 8.5 units – You will receive 50% of your financial aid award
  • Less than 6 units – You may receive a small check, which varies based on your living situation and estimated family contribution (EFC).

How much does it cost to attend college at Sacramento City College?

The Cost of Attendance varies depending on your living situation.  Click here for more information.

Am I an Independent Student or Dependent

If you are considered an Independent Student, only your information (and your spouse’s, if you are married) is used to calculate the expected family contribution. If you are a Dependent Student, your parents’ income information is also used.

If you do not qualify as an Independent student according to the eligibility criteria in the links below you are considered a dependent student.

2013-2014 Independent Student Eligibility Criteria

I'm taking classes at more than one Los Rios Community College District Campus, can I use units from other campuses for financial aid eligibility at SCC?

Yes, you want to fill out a Consortium Agreement request.

A Consortium Agreement is an agreement between the other Los Rios Community College District (LRCCD) Colleges and Sacramento City College (SCC) to allow students to enroll in classes concurrently at other campuses within the Los Rios Community College District and have those class units be applied towards their financial aid eligibility at SCC. In order for units being taken at other LRCCD campuses to be accepted, the student must meet the following guidelines:

  • SCC must be the school you intend to graduate or transfer from
  • You must meet with a counselor to confirm that the courses you are taking at the other college in the district can be applied to your degree or transfer program

Units taken concurrently with enrollment at SCC and another LRCCD college through a Consortium Agreement will also be included in the calculation for all SAP standards.

If this describes your situation, you may submit a Consortium Agreement Request Form below.

IMPORTANT NOTE: The deadlines to submit a Consortium Agreement Request are

2013-2014 School Year

  • Fall 2013: October 10, 2013
  • Spring 2014: March 6, 2014
  • Summer 2014: June 26, 2014

Download a 2013-2014 Consortium Agreement Form.

 


What are the Financial Aid Dates and Deadlines?

Click here for Financial Aid Dates and Deadlines.

What are the Semester Enrollment and Drop Dates?

When should I file my FAFSA application?

You can being applying for the new FAFSA application at the beginning of each year starting on January 1st. The priority deadline for submitting the FAFSA application is on March 2nd of every year. Students may still submit a FAFSA after this date, but priority is given on a first-come-first-serve basis. Additionally, students may not be considered for Cal Grant if they file after the March 2nd deadline.

What are the Deadlines for the Cal Grant and Dream Act programs?

Apply no later than March 2 by submitting both the FAFSA and a verified GPA form to California Student Aid Commission (CSAC).

September 2 – is the deadline for a second Cal Grant opportunity. This is for California Community College students only. CSAC must receive your completed GPA Verification form and you must have filed the FAFSA.


What happens if I add a class after I get my first financial aid check?

That depends on a few things.  As long as you do not drop any other classes, and if the number of units added moves you into a higher enrollment category, you will be paid for the additional units (as long as they are “active”) on the second payday.

Why can't I be paid for the class I am on the waiting list for?

When you are on the waiting list, you are not officially enrolled in the class.  Only after your instructor decides to accept you and you officially enroll in the class through Admissions and Records will those units be included as “active” in your financial aid check calculation.  As you can see, it is very important to register early on your priority registration date.  Please complete the supplemental application and register during priority registration.

Why is there a Recalculation Date?

The recalculation date is intended to help students receive financial aid funds for courses that don’t start at the beginning of the term, or that are added after the first financial aid check has been disbursed.  The recalculation date goes both ways, though.  If you drop units, you also may have to repay some or all of your financial aid.  Therefore, from a financial aid perspective, it is always better to remain in all of your classes until the end of the semester.  If you are struggling, seek help from one of the many tutoring resources available on campus and meet with a Counselor to discuss all of your options and the related implications.

What is the Impact of Adding or Dropping Courses?

There are several different answers to this question depending on when you drop or add the classes.  If you drop or add any classes you may be bumped up or down to a different financial aid enrollment category.  If you move down a category before the second payday, your second financial aid check will be reduced to reflect your new enrollment category.  If you drop classes after the second payday and before the Recalculation Date, you will be required to repay some of the financial aid you already received.  Again, from a financial aid perspective, it is always better to complete all of your classes. Tutoring, counseling, and other support services are available to help you succeed!


What are Title IV Funds?

Title IV of the Higher Education Act of 1965 which was amended in 1998 and 2008, establishes general rules that apply to student financial aid programs. For the purpose of Return of Title IV Funds, these programs include:

Pell Grant;
Federal Supplemental Educational Opportunity Grant (FSEOG);

What does return of Title IV Funds mean to financial aid recipients?

Sacramento City College’s Return of Title IV Funds policies apply to any student who cancels, withdraws, or is dismissed. The policy will apply to students that discontinue enrollment in all classes (withdrawal), on or after the first day of the term or mini session.

A student who initiates the process of dropping their last active class is considered to have officially withdrawn.

A student who is dropped from their last active class by the instructor is considered to have unofficially withdrawn. Also, a student who receives F grades in all classes without attending beyond the 60% point in the term is considered to have unofficially withdrawn.

All Return of Title IV “unofficial” withdrawal calculations will be completed using the 50% point unless there is documentation of student participation in an instructionally related activity on a date after the 50% point.

What happens with my financial aid when I withdraw from college?

Withdrawing may affect your eligibility to receive financial aid in subsequent terms. Depending upon the type of financial aid you receive, you may be required to resubmit certain applications. You will also be required to repay all outstanding financial aid debts prior to receiving financial aid for the enrollment period.

If your loan should go into repayment once you withdraw from school, it is important to make your payments on time to prevent default. If you default on a loan, you would lose your eligibility for any future financial aid.

If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.

How does withdrawal affect my future aid eligibility?

Withdrawing may affect your eligibility to receive financial aid in subsequent terms. Depending upon the type of financial aid you receive, you may be required to resubmit certain applications. You will also be required to repay all outstanding financial aid debts prior to receiving financial aid for the enrollment period.

If your loan should go into repayment once you withdraw from school, it is important to make your payments on time to prevent default. If you default on a loan, you would lose your eligibility for any future financial aid.

If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.